October 1st is here — the proposed EMV liability deadline and a day US merchants have been dreading. But, accepting EMV payments doesn’t have to be scary.

October is traditionally the scariest month of the year (with Halloween and all). But this year, ghouls and long-legged beasts aren’t the only things keeping America’s small business owners up at night. Three letters — E.M.V. — are enough to give the bravest small business owner a fright fierce enough to turn their hair white. The EMV liability-shift deadline might be the scariest thing since Y2K for US-based brick and mortar merchants, but accepting chip cards doesn’t have to be terrifying. The payment process might be slightly different, but the result is still the same (just more secure). So, there’s no need to fear. You can sleep tight and keep the boogeyman man at bay, with our simple step-by-step guide on how to take EMV chip card payments. You can thank us later!

EMV infographic

Yamarie Grullon

Yamarie Grullon has years of experience creating helpful & engaging content for small business owners. As Director of Content Strategy at ShopKeep, a leading iPad Point of Sale System, Yamarie provides merchants with practical advice on all things related to business or point of sale.